What is SHIP?
The State Health Insurance Assistance Program (SHIP) provides free, local, in-depth and objective insurance counseling and assistance to Medicare-eligible individuals, their families and caregivers.
SHIP is a statewide program administered by the New Jersey Department of Human Services with financial assistance through a grant from the U.S. Administration for Community Living.
How can SHIP help?
Many of our counselors are dedicated volunteers who undergo 6 days of training and regular updates to make sure they can answer your questions – why not hear from some of them yourself on this video Who are NJ SHIP Counselors?
Check out this simple guide to Understanding Your Medicare Choices
Follow these simple instructions on How to Create a MY Medicare Account
October 15th through December 7th
Programs to help with Medicare costs
If your monthly income is below $3,200 and you are single, or jointly $3,735 if you are married, you are likely eligible for assistance with prescriptions costs and more.
The SHIP team can help you in understanding the eligibility guidelines and in applying for these programs using the NJ Save application.
Find out more about NJ Save here: https://www.state.nj.us/humanservices/doas/services/njsave/